We are seeking an experienced CBR Analyst with strong expertise in AML, KYC, Enhanced Due Diligence (EDD), Transaction Monitoring, and Sanctions Screening. The ideal candidate will possess strong analytical and investigative skills, demonstrate sound judgment, and have the ability to independently review complex client profiles and financial transactions while ensuring compliance with regulatory requirements and internal policies.
This role requires exceptional narrative-writing capabilities, risk assessment expertise, and experience working with AML/KYC screening platforms and regulatory databases.
Key Responsibilities
AML/KYC Operations & Risk Reviews
Conduct comprehensive reviews of medium-risk and high-risk client profiles as part of periodic Client Business Reviews (CBR).
Evaluate internal and external data sources, databases, and operational information to identify potential financial crime risks.
Perform Enhanced Due Diligence (EDD) investigations and document findings in detailed, high-quality review narratives.
Analyze and escalate complex KYC concerns to senior management to support timely completion of customer due diligence requirements.
Conduct reputational risk assessments through negative news screening, sanctions checks, and adverse media reviews.
Review, evaluate, and process sanctions, watchlist, and Politically Exposed Person (PEP) alerts, escalating concerns when necessary.
Transaction Monitoring & Investigations
Perform transaction monitoring reviews and investigate unusual or suspicious transaction patterns.
Analyze customer behavior and transaction activity to identify potential money laundering, terrorist financing, or sanctions-related risks.
Maintain thorough documentation of investigative findings and risk assessments.
Quality Control & Governance
Perform quality control reviews of analyst work products to ensure accuracy, completeness, and regulatory compliance.
Review EDD narratives prepared by analysts and provide feedback on analytical quality, coverage, and risk assessment rationale.
Ensure adherence to established productivity, quality, SLA, KPI, and KRI targets.
Identify operational issues, perform root cause analysis, and recommend tactical and strategic solutions.
Stakeholder Management & Reporting
Respond to client inquiries and manage escalations in a timely and professional manner.
Prepare management reports and MIS dashboards to support operational oversight and decision-making.
Collaborate with internal teams, compliance functions, technology groups, and client stakeholders to drive operational excellence and continuous improvement.
Take ownership of assigned issues and drive them through resolution in a dynamic and evolving environment.
Required Qualifications
Minimum 5 years of AML/BSA investigative experience within the Banking and Financial Services industry.
Hands-on experience with:
Enhanced Due Diligence (EDD)
Transaction Monitoring
KYC/CDD Reviews
OFAC and Sanctions Screening
Adverse Media and Reputational Risk Reviews
Strong narrative-writing and case documentation skills.
Demonstrated ability to work independently and make risk-based decision s.
Excellent analytical, communication, problem-solving, and presentation skills.
Strong attention to detail with the ability to manage multiple priorities in a fast-paced environment.
Experience reviewing complex customer structures, ownership hierarchies, and high-risk customer profiles.
Salary Range: $55,000 - $69,000 per year
